TAOT - Bills & Subscriptions

Every fixed payment, in one place. TAOT tracks what you're actually committed to: rent, insurance premiums, phone and internet bills, loans, gym memberships and every subscription in between. If it bills you on a schedule, it belongs here. It isn't a budgeting app. It won't ask you to categorise coffee. It tracks the payments that repeat, because those are the easiest to forget. You never have to think about them, so you never do. ADD EVERYTHING IN A MINUTE • Screenshot your Apple subscriptions list and TAOT reads the names and renewal dates on your phone, then lets you check them before adding • Pick several services at once from a catalogue of 167 services and everyday bills • Add anything else your own way: name, colour, amount and billing date • The add sheet stays open, so you can go straight on to the next one SEE THE REAL NUMBER • One honest monthly total, and what it comes to over a year • Weekly, monthly, quarterly and yearly billing, all worked out properly, so an annual premium never hides until it lands • Mark each payment essential or optional and see exactly how much of your month is your call • Real local prices for well-known services in Thailand, India, the US, Canada, the UK, the eurozone and Australia, not exchange-rate guesses NEVER GET CAUGHT OUT • A reminder before every renewal, one day, two days or a week ahead, at the time you choose • Up Next shows what's due today, this week and later • Alerts flag renewals coming up and optional payments you haven't used in a while • Remove a payment and see what you've saved. Changed your mind? Undo. PRIVATE BY DESIGN TAOT never asks for a bank login, because it never needs one. There's no account to create and nothing to sign in to. We run no servers and never see your data. No analytics, no tracking, no ads, no third-party SDKs. What you enter stays on your iPhone and, if you use iCloud, in your own private iCloud, so it comes back when you reinstall or switch phones. Screenshots you import are read on your phone and never uploaded. BOUGHT ONCE One purchase. No subscription, no tiers, nothing to upgrade to. An app built to shrink your recurring payments shouldn't become one.